Academy

If you're a Shared Ownership homeowner, one common myth is that you either need to wait for your fixed rate mortgage to expire before you can staircase, or face a penalty if you get a new mortgage. Fortunately, this often isn’t the case!

The House Price Index, what is it, how is it calculated and why it's relevant to Shared Ownership residents

A look at why you might not want to staircase to 100%, and what your options are if you don't.

Do you have some spare cash? Top things to look at when deciding whether to staircase or overpay your mortgage.

Breakdown of the legal, mortgage, valuation, tax and admin costs association with staircasing in Shared Ownership

What is a Memorandum of Staircasing? What's in it and why is it important?

What should you be thinking about when considering staircasing or extending your lease

What is back-to-back staircasing and why would anyone have to go through it

Most important facts about RICS valuations when it comes to staircasing in your Shared Ownership property